EMI Calculator Online

Calculate home loan, car loan, or personal loan EMI. Know your monthly installment and total interest payable.

Calculate Your Loan EMI

₹10,00,000
8.5%
20 Years

Drag the sliders to calculate EMI.

EMI Calculation Formula

EMI = P × r × (1+r)n / ((1+r)n – 1)

P = Principal loan amount | r = Monthly interest rate | n = Loan tenure in months

Lower Interest Rate

Even 0.5% lower rate can save lakhs over the loan tenure. Compare rates from multiple banks.

Shorter Tenure

Opt for shorter tenure to save on total interest. Higher EMI but significant long-term savings.

Prepayment

Make annual prepayments to reduce principal. This significantly reduces total interest outgo.

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